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Moving can be exciting, but it’s essential to protect your belongings every step of the way. Here’s everything you need to know about moving insurance:
- Early Planning: Start thinking about insurance well before your move date to ensure you have adequate coverage.
- Assess Your Valuables: Make a detailed inventory of your items, noting their condition and value. Remember, items packed by you may not be covered under the mover’s insurance.
- Coverage Options: Understand the different types of coverage available, including basic liability coverage provided by movers and additional options like Full Cash Value (FCV) and Actual Cash Value (ACV) insurance.
- FCV vs. ACV: Full Cash Value insurance offers replacement value compensation for damaged or lost items, while Actual Cash Value provides reimbursement based on the item’s depreciated value.
- Consider Your Needs: Choose the coverage option that best suits your needs and budget. Remember to factor in deductibles and overall valuation when making your decision.
- Purchase Timing: Buy additional insurance at least a few days before your move to ensure continuous coverage throughout the process.
- Know Your Responsibilities: Be aware of actions that could limit your mover’s liability, such as packing perishable, dangerous, or hazardous materials without disclosure.
- Stay Informed: Familiarize yourself with the claims process and your rights. If moving interstate, ensure your mover provides information on dispute resolution options as required by law.
- McCarthy Transfer & Storage Credentials:
This San Diego mover is fully licensed and insured (MC 720109 CAL T-154190 US DOT 070719), accredited BBB member with an A+ rating, members of the California Moving Association, International Association of Movers and American Moving and Storage Association. Community committed to Move for Hunger and eCollective.
By understanding your insurance options and taking proactive steps, you can have peace of mind knowing your belongings are protected during your move.
For more detailed information on moving insurance, visit the Federal Motor Carrier Safety Administration’s website.
About McCarthy Transfer & Storage – San Diego Movers
McCarthy Transfer & Storage is an established professional moving and storage company that specializes in international, local and long distance San Diego moves. Serving San Diego for over 92 years, we have seen and done it all.
As an agent for National Van Lines, a moving company committed to customer service, we can offer you a quality successful move. Previously, we were an agent for Wheaton. Wheaton has earned the Good Housekeeping Seal for interstate moving services.
As a family owned San Diego Moving Company with years of experience in the residential, commercial, and interstate moving, McCarthy Transfer & Storage can handle any size San Diego residential move. We are here to offer you a full range of moving services for a totally customized move – Packing, Moving, Unpacking, On-site moving, Storage and More!
